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$550,000
11 Days On Site

198 LAKE RAY Road
Hawthorne, FL 32640

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,193
SqFt
$251
/SqFt
1985
Built
Subdivision:
Government
County:
Putnam
Listing courtesy of STEVEN JUDD of KELLER WILLIAMS REALTY AT THE LAKES

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904 742 9309
198 LAKE RAY Road198 LAKE RAY Road198 LAKE RAY Road198 LAKE RAY Road
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Experience ''Lake Life'' on stunning Cowpen Lake—a crystal-clear, 600+ acre, fully recreational paradise. Yes, no restrictions here. Bring your boats and jet skis. Whether it's your homestead or vacation home. (Airbnb Ready) This move-in-ready 4-bed, 2.5-bath, two-story home offers peaceful, quiet surroundings and friendly neighbors. Enjoy breathtaking sunsets from the living room couch, back porch, beach lounger, or dock bench. The spacious back porch is perfect for reading and listening to the rain. Inside, the large open-concept kitchen flows into the dining and living areas—ideal for entertaining—while abundant natural light pours through the living room's picture window, multiple sliders, and skylights in both full baths. Features include Hardi Board siding, metal roof, maple cabinets, stainless double oven, and a detached oversized 3-car garage for all your toys. Landscaped with live oaks, sago palms, and a cement driveway. Eligible for a USDA loan.

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Listing Snapshot
Price 
$550,000
Days On Site 
11 Days
Bedrooms 
4
Inside Area (SqFt) 
2,193 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.77 Acres
Year Built 
1985
MLS® Number 
2126225
Status 
Active
Property Tax 
$7,398.78
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
2 weeks agoListing first seen on site
2 weeks agoListing updated with changes from the MLS®
General Features
Acres 
0.77
Additional Property Use 
ResidentialSingle Family
Garage 
Yes
Garage Spaces 
3
Number Of Stories 
2
Parking 
Additional ParkingGarageGarage Door OpenerRV Access/Parking
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
Special Circumstances 
Standard
Utilities 
Electricity ConnectedSewer AvailableWater Available
Water Source 
PrivateWell
Interior Features
Appliances 
DishwasherDryerElectric RangeMicrowaveRefrigeratorWasher
Cooling 
Central AirElectric
Heating 
CentralElectric
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Exterior Features
Exterior 
Dock
Lot Features 
Waterfront
Patio And Porch 
CoveredPorchRear Porch
Roof 
Metal
View 
LakeWater
Waterfront 
Yes
Waterfront Features 
Lake Front
Waterview 
LakeWater
Community Features
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
MLS Area 
575-West Of SR-21
Roads 
Dirt
Listing courtesy of STEVEN JUDD of KELLER WILLIAMS REALTY AT THE LAKES



Listing information is provided by Participants of the Northeast Florida Multiple Listing Service(dba realMLS). IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northeast Florida Multiple Listing Service(dba realMLS).
Last checked: 2026-02-02 12:04 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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