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$519,900
62 Days On Site

109 OAK TREE Lane
Palatka, FL 32177

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
3
Full Baths
3,380
SqFt
$154
/SqFt
1987
Built
Subdivision:
Metes & Bounds
County:
Putnam
Listing courtesy of ANDREW REED MATHEWS of TIMBER TO TIDES REALTY LLC

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904 742 9309
109 OAK TREE Lane109 OAK TREE Lane109 OAK TREE Lane109 OAK TREE Lane
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Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

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Listing Snapshot
Price 
$519,900
Days On Site 
62 Days
Bedrooms 
4
Inside Area (SqFt) 
3,380 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.5 Acres
Year Built 
1987
MLS® Number 
2155346
Status 
Active
Property Tax 
$3,368.15
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Assessor
Friends & Family
Recent Activity
4 weeks agoListing updated with changes from the MLS®
4 weeks agoStatus changed to Active
2 months agoPrice changed to $519,900
2 months agoListing first seen on site
General Features
Acres 
0.5
Additional Property Use 
Residential
Garage 
Yes
Garage Spaces 
2
Levels 
Two
Parking 
Garage
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
Special Circumstances 
Standard
SqFt Total 
4702
Utilities 
Electricity Connected
Water Source 
Well
Interior Features
Appliances 
DishwasherGas RangeGas Water HeaterMicrowaveRefrigeratorTankless Water Heater
Cooling 
Ceiling Fan(s)Central Air
Fireplace 
Yes
Fireplace Features 
Wood Burning
Fireplaces 
1
Furnished 
Unfurnished
Heating 
Central
Interior 
Ceiling Fan(s)PantryVaulted Ceiling(s)Walk-In Closet(s)
Laundry Features 
In UnitSink
Spa 
Yes
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Exterior Features
Exterior 
Outdoor Kitchen
Fencing 
Back Yard
Lot Features 
Corner Lot
Other Structures 
Shed(s)
Patio And Porch 
CoveredFront PorchSide Porch
Pool Features 
In GroundHeatedPrivate
Private Pool 
Yes
Roof 
Metal
Spa 
Yes
Spa Features 
Private
View 
Pool
Waterview 
Pool
Community Features
MLS Area 
561-Greater Palatka
Financing Terms Available 
CashConventionalFHAVA Loan
Roads 
Asphalt
Listing courtesy of ANDREW REED MATHEWS of TIMBER TO TIDES REALTY LLC



Listing information is provided by Participants of the Northeast Florida Multiple Listing Service(dba realMLS). IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northeast Florida Multiple Listing Service(dba realMLS).
Last checked: 2026-09-14 09:35 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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